Cincinnati Bankruptcy Lawyer
Once you fall behind on your payments to creditors, it can be difficult to get back in control of your finances. Before you know it, you are receiving harassing phone calls and letters from creditors, late or default notices, or potentially a notice of foreclosure. If you have fallen into this dangerous path and can't get out, we can help. At the Cincinnati law firm of Lutz, Cornetet, Meyer & Rush, Co., L.P.A., we provide bankruptcy help to clients in need of debt relief.
Contact us to learn your options and discuss your financial future. Our bankruptcy law attorneys can help.
Our firm assists clients in filing for bankruptcy under Chapter 7 or Chapter 13 of the Bankruptcy Code. Our knowledge of bankruptcy laws enables us to help clients understand bankruptcy and the options available to them. In the initial consultation, we obtain a clear picture of your current financial situation. We offer guidance so that you understand which method of bankruptcy you are eligible for as well as which method is appropriate for you and your family.
- Chapter 7 bankruptcy (debt relief): Chapter 7 bankruptcy allows debtors to discharge eligible debt, such as credit card debt, medical bills, overdue utility bills, and other debt. However, some people may not be eligible for a Chapter 7 bankruptcy. For these individuals, Chapter 13 bankruptcy may still be an option.
- Chapter 13 bankruptcy (debt reorganization): Chapter 13 bankruptcy allows debtors to reorganize debt into a 3-5 year repayment plan. Under the plan, one manageable monthly payment is made to a bankruptcy trustee who will disburse payment to your creditors. In addition, a portion of eligible debt may be discharged at the completion of the repayment period.
Put an end to creditor harassment.
Once you have filed for bankruptcy, creditors can no longer pursue you for debt collection. In addition, under Chapter 13 bankruptcy, foreclosure actions can be effectively stopped and you may be able to keep your home.
For experienced bankruptcy law advice and representation, contact the attorneys at Lutz, Cornetet, Meyer & Rush, Co., L.P.A. today.
Bankruptcy Attorneys: Kari Yeomans
